Create GAAP-compliant income statements, balance sheets, and comprehensive financial analysis. Designed for accounting professionals, small businesses, and financial analysts.
Our Financial Statement Generator creates GAAP-compliant financial reports that meet professional accounting standards. Designed for CPAs, business owners, and financial analysts who need accurate, presentation-ready financial statements for banks, investors, and regulatory compliance.
Generate comprehensive income statements, balance sheets, and detailed financial ratio analysis with automated calculations, error checking, and industry-specific guidance for over 10 business sectors.
Professional templates for retail, restaurant, professional services, e-commerce, manufacturing, and more. Each template provides GAAP-compliant account structures and industry guidance.
Automated calculation of key financial ratios with professional interpretation and benchmarking. Includes profitability, liquidity, leverage, and efficiency metrics.
Generate high-quality PDFs with professional fonts, proper formatting, and presentation-ready layouts suitable for banks, investors, and auditors.
A personal financial statement is a comprehensive document that summarizes your financial position by listing your assets, liabilities, and net worth. Whether you're applying for a loan, planning for retirement, or simply tracking your financial progress, understanding how to create and analyze your personal financial statement is crucial for financial success.
A personal financial statement provides a snapshot of your financial health at a specific point in time. Unlike business financial statements, personal statements focus on individual or household wealth accumulation and debt management.
| ASSETS | Amount ($) |
|---|---|
| LIQUID ASSETS | |
| Cash (checking, savings accounts) | $_______ |
| Money Market Accounts | $_______ |
| Certificates of Deposit (CDs) | $_______ |
| TOTAL LIQUID ASSETS | $_______ |
| INVESTMENT ASSETS | |
| Stocks, Bonds, Mutual Funds | $_______ |
| Retirement Accounts (401k, IRA, Roth IRA) | $_______ |
| Real Estate Investment Properties | $_______ |
| TOTAL INVESTMENT ASSETS | $_______ |
| PERSONAL ASSETS | |
| Primary Residence (current market value) | $_______ |
| Automobiles (current market value) | $_______ |
| Personal Property (jewelry, art, collectibles) | $_______ |
| TOTAL PERSONAL ASSETS | $_______ |
| TOTAL ASSETS | $_______ |
| LIABILITIES | Amount ($) |
|---|---|
| CURRENT LIABILITIES | |
| Credit Card Balances | $_______ |
| Personal Loans | $_______ |
| Other Short-term Debt | $_______ |
| TOTAL CURRENT LIABILITIES | $_______ |
| LONG-TERM LIABILITIES | |
| Mortgage on Primary Residence | $_______ |
| Investment Property Mortgages | $_______ |
| Auto Loans | $_______ |
| Student Loans | $_______ |
| TOTAL LONG-TERM LIABILITIES | $_______ |
| TOTAL LIABILITIES | $_______ |
| NET WORTH (Total Assets - Total Liabilities) | $_______ |
Financial statement analysis involves examining financial data to assess performance, identify trends, and make informed decisions. Whether analyzing personal finances or business statements, understanding key ratios and metrics is essential for financial success.
Measures ability to pay short-term obligations
Evaluates earning efficiency and profitability
Assesses financial leverage and risk
Measures efficiency of asset utilization
Evaluates personal financial health
Measures return on investment and efficiency