Terms and Conditions

By using our service, you agree to these terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using Bankstatement.app, you agree to be bound by these Terms and Conditions and our Privacy Policy.

2. Service Description

Bankstatement.app provides AI-powered bank statement analysis services. We help you understand your spending patterns and financial habits through automated analysis.

3. User Accounts

  • You must provide accurate and complete information when creating an account
  • You are responsible for maintaining the security of your account
  • You must notify us immediately of any unauthorized access
  • We reserve the right to suspend or terminate accounts

4. User Responsibilities

You agree to:

  • Only upload bank statements you have the right to use
  • Not use the service for any illegal purposes
  • Not attempt to breach our security measures
  • Not share your account credentials

5. Data Usage

By using our service, you grant us the right to:

  • Process and analyze your uploaded statements
  • Store your data securely
  • Use anonymized data for service improvement

6. Credits and Payments

  • The Service operates on a credit-based system. You must purchase credits to process bank statements. The number of credits required per statement may vary and will be indicated before processing.
  • Credits can be purchased through the methods specified on the website. All payments are processed through a third-party payment processor (Paddle).
  • All credit purchases are final and non-refundable, as outlined in our Refund Policy.
  • Purchased credits do not expire and remain valid as long as your account is active.
  • Credits are non-transferable and cannot be moved between user accounts.
  • We reserve the right to change the pricing for credits or the number of credits required for services at any time, with notice provided on the website or via email.

7. Limitation of Liability

Our service is provided "as is" without warranties. We are not liable for:

  • Accuracy of analysis results
  • Service interruptions
  • Data loss
  • Financial decisions made based on our analysis

8. Changes to Terms

We may modify these terms at any time. Continued use of the service constitutes acceptance of new terms.

9. Contact

For questions about these terms, please contact us at [email protected]